Privacy Policy
Last updated: October 2026
This Privacy Policy describes how Trust Life and Annuity LLC ("we," "us," or "our") collects, uses, and protects information submitted through our website. By using this website, you agree to the practices described below.
Information We Collect
We collect information that you voluntarily provide when you submit a form on our website. This may include your name, business name, phone number, email address, state of residence, age, details about your financial situation or insurance needs, and any additional information you choose to provide. For broker referrals, we collect information about both the referring broker and the referred business owner. We may also collect technical information such as your IP address, browser type, and pages visited for security, analytics, and website improvement purposes.
How We Use Your Information
We use the information you provide to: (1) review your situation and determine whether our services may be appropriate; (2) contact you regarding potential services, consultations, or inquiries; (3) respond to your questions and requests; (4) maintain records of our communications and engagements; (5) comply with legal obligations; and (6) improve our website and services. We do not sell your personal information to third parties.
Sharing of Information
We may share information with: (1) service providers who assist us in operating our business, such as hosting providers and analytics services, under appropriate confidentiality obligations; (2) insurance carriers and underwriters as necessary to process insurance applications, when applicable and authorized by you; and (3) as required by law, legal process, or regulation. In the case of broker referrals, information is shared between the referring broker and our team for the purpose of contacting the referred business owner. We do not sell or rent your personal information.
Data Storage and Security
We take reasonable measures to protect the information you submit, including secure storage and access controls. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.
Cookies and Tracking Technologies
Our website may use cookies and similar technologies to improve user experience, analyze traffic, and remember preferences. You can control cookies through your browser settings. Disabling cookies may affect some features of the website.
Your Rights
Depending on your state of residence, you may have the right to: (1) request access to your personal information; (2) request correction of inaccurate information; (3) request deletion of your personal information, subject to legal exceptions; and (4) opt out of certain processing of your information. To exercise these rights, contact us using the information provided on our Contact page.
Children's Privacy
Our services are intended for businesses, professionals, and adults. We do not knowingly collect information from individuals under 18 years of age. If you believe we have collected information from a minor, please contact us.
Third-Party Links
This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this page periodically.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us using the information provided on our Contact page.
Review Required: This Privacy Policy is a draft provided as a starting point. It must be reviewed by qualified legal counsel before publication to ensure compliance with applicable state and federal privacy laws, including but not limited to the California Consumer Privacy Act (CCPA), state insurance regulations, and any other applicable data protection laws. Do not publish without legal review and owner approval.